Nearly 9 in 10 Card Issuers Turn to AI to Stop Fraud Without Blocking Sales
What's happening
Issuers and payments firms are racing to deploy AI to stop fraud without blocking legitimate sales. PYMNTS Intelligence finds 77% of firms using AI fraud defenses report better results than manual methods, and multiple vendors and commentators (Paymentology, Payroc, Veryfi) say AI is moving deeper into payment exceptions, document checks, and fraud prevention. Firms warn that agentic AI introduces new operational and legal questions about who may move money and who bears loss when an AI exceeds its mandate. Veryfi announced a Fraud Detection & Prevention Suite that screens documents, checks, receipts, and invoices in real time, and industry voices emphasize that execution is becoming commoditized while decision intelligence and safeguards matter more.
Why it's trending
Rising proof points (77% better results) plus new product launches (Veryfi) and warnings about agentic risk are pushing issuers to adopt AI now.
SignalHolding at its usual pace, confirmed across 1 independent source type.
Story volume
Stories per dayAngles you could write
If 77% of firms say AI beats manual fraud controls, why are issuers still afraid to let it move money?
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Original sources11
- Accounts Payable Holds the Key to Smarter Working Capital Decisions
Watch more: Trusted Data Comes Before AI Payment Decisions Moving money used to be the product. Today, it’s becoming a commodity. “Execution itself is becoming commoditized. The durable value sits in the quality of the decision and the intelligence behind it,” Tungsten Automation Chief Product Officer Danielle Weinblatt told PYMNTS for the B2B Payments 2026 […] The post Accounts Payable Hold
PYMNTSOct 15 - Payroc Says AI Makes Building Payments Software Easier, but Running It Is Another Story
Watch more: Digital Shift with Payroc’s Paul Vienneau The most important question for software companies building payments used to be whether they had the engineers, budget and time to do it themselves. Agentic artificial intelligence has already made that question obsolete. “The question has changed from can we afford to build it, to, who’s responsible […] The post Payroc Says AI Makes Buil
PYMNTSOct 15 - Nearly 9 in 10 Card Issuers Turn to AI to Stop Fraud Without Blocking Sales
For card issuers, artificial intelligence is moving closer to the transaction itself. Eighty-nine percent of issuers plan to adopt or expand at least one AI fraud capability, according to the PYMNTS Intelligence report “Investing Forward, Building the Edge,” done with Visa DPS. Half identify fraud detection and scoring as the single most important AI capability […] The post Nearly 9 in 10 Ca
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