Banks and FinTechs Are Unbundling the Cross-Border Stack to Win Over CFOs
What's happening
Banks and fintechs are breaking the cross-border payments stack into modular pieces to court corporate treasurers and CFOs. Visa joined the Monetary Authority of Singapore's BLOOM initiative on Aug. 25, adding another global payments player to an experiment aimed at connecting traditional rails. At the same time, North American fintechs are pushing innovations across stablecoin settlement, remittances and B2B payments as the cross-border market expands (FXC Intelligence put the 2025 market at $208 trillion and a $625 billion revenue pool, with TAM forecast to reach $320.2 trillion). Meanwhile BNY and other banks are preparing a pilot next year to extend the RTP real-time payments network across borders.
Why it's trending
Multiple players (card networks, fintechs and banks) are launching coordinated pilots and initiatives now to offer modular, CFO-focused cross-border options as the market scale and revenue forecasts attract investment.
SignalNewly emerging, confirmed across 1 independent source type.
Momentum
Score per dayStory volume
Stories per dayAngles you could write
If CFOs want simpler global payables, stop chasing one 'cross-border stack' and start picking best-of-breed pieces instead.
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Original sources4
- 5 North American fintechs redefining cross-border payments
North American fintechs are leading the way in efficient cross-border payments. Payment Expert profiles five setting the pace on stablecoin settlement, remittances and B2B payments. The cross-border payments market reached $208trn in 2025, with a revenue pool of $625bn, according to FXC Intelligence. FXC Intelligence forecasts the market’s total addressable value will reach $320.2trn by [
Payment ExpertAug 27 - RTP gears up for international reach
BNY and other banks are preparing for a pilot next year that will stretch the real-time payments network across borders.
Banking DiveAug 26 - RTP gears up for int’l reach
The Bank of New York and other financial institutions are preparing for a pilot next year that will stretch the real-time payments network across borders.
Payments DiveAug 26 - Banks and FinTechs Are Unbundling the Cross-Border Stack to Win Over CFOs
Corporate treasurers looking out across global commerce would be forgiven for thinking they see the signs of a new cross-border financial stack taking shape. After all, they might be. Visa, for example, joined the Monetary Authority of Singapore’s BLOOM initiative Tuesday (Aug. 25), adding another global payments heavyweight to an experiment designed to connect traditional […] The post Banks
PYMNTSAug 26
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